What Do You Know FirstCash Holdings?
FirstCash Holdings (formerly known as Cash America Pawn) is an American company with pawn shops in various locations throughout the U.S. and Latin America. Services provided include unsecured loans, payday loans, rent-to-own options, and more credit services.
They are known for their customer service, convenient locations, and friendly staff. For those looking for a loan or an alternative source of credit, FirstCash Holdings can provide a great solution. Their pawn shops are even open on Sundays! So if you’re in dire need of money or have items to sell, FirstCash has you covered.
Important Update on COVID-19
In response to COVID-19, Cash America Pawn working hours can vary, or maybe the spot can be currently closed as a consequence of quarantine limits. Check out the specifics of delivery choices on the local website of Cash America Pawn.
Cash America Pawn tweaked its working hours to permit employees a little extra time to clean as well as resupply goods on racks. Added to that, numerous Cash America Pawn locations have recently set up distinct working hours for members of the at-chance class.
What Time Does Cash America Pawn Open?
| Monday | 09:00 AM – 07:00 PM |
| Tuesday | 09:00 AM – 07:00 PM |
| Wednesday | 09:00 AM – 07:00 PM |
| Thursday | 09:00 AM – 07:00 PM |
| Friday | 09:00 AM – 07:00 PM |
| Saturday | 09:00 AM – 06:00 PM |
| Sunday | closed |
Other questions regarding their working hours
Is FirstCash Holdings open on weekends? – No, they are open on Saturdays and closed on Sundays.
What are their hours for today? – This information you can find in our tables with working hours and on occasion, you need a certain store – check out the official site.
What time does FirstCash Holdings close? – On Mon-Fri they close at 07:00 PM, and on Saturdays they close at 06:00 PM.
Is Cash America Pawn open right now? – You need to look at the table above.
The Story Of FirstCash Holdings
The Cash America Pawn was founded in 1984 and is now known as FirstCash Holdings. Through their first few years in business, the company experienced steady growth and opened more pawn stores around Texas.
In 2010, FirstCash acquired Maxit Financial. In 2021, with the acquisition of American First Finance, FirstCash entered the “buy now, pay later” payments industry. The deal was announced on October 28 with a value of $1.17 billion and closed on December 16 with a final value of $916 million.
The Consumer Financial Protection Bureau filed a lawsuit against FirstCash and its subsidiary, Cash America West, in November 2021 for violating the Military Lending Act. According to the act, loans with annual interest above 36% are prohibited to be given servicemembers and their families; however, the company gave thousands of loans with higher interest rates of up to 200%.
In September of 2022, the company paid $379,125.73 to 253 workers in Seattle as a means of settling claims that they had violated the city’s minimum wage laws.
FirstCash Holdings, Inc. is a leading provider of pawn store services and technology-focused point-of-sale payment solutions that serve cash and credit-strapped consumers. AFF, which is wholly owned by FirstCash, also provides lease-to-own terms and retail finance payment options for various consumer goods and services at its nationwide network of around 8600 active retail merchant locations.
AFF is one of the top payment providers that doesn’t require credit. AFF’s technology gives merchants easy experiences with leasing and financing in store, online, in the cart, or on mobile devices.
Cash America Pawn Holiday Hours – Close
| DATE | HOLIDAY |
|---|---|
| December 25 | Christmas Day |
| January 1 | New Year`s Day |
| December 31 | New Year`s Eve |
Cash America Pawn Holiday Hours – Open
| DATE | HOLIDAY |
|---|---|
| February 14 | Valentine’s Day |
| February 18 | President’s Day |
| March 5 | Mardi Gras Fat Tuesday |
| March 17 | St. Patrick’s Day |
| April 19 | Good Friday |
| December 31 | New Year`s Day |
| May 5 | Cinco de Mayo |
| June 16 | Father’s Day |
| May 12 | Mother’s Day |
| October 31 | Halloween |
| November 29 | Black Friday |
How Many Locations Do They Have?
FirstCash operates more than 2,800 pawn stores in 25 U.S. states and the District of Columbia, as well as Latin America. Their stores sell a wide variety of merchandise, including jewelry, electronics, tools, appliances, sporting goods, musical instruments and other items. They also offer small consumer loans secured by personal property.
FirstCash Holdings Near Me
What Is Their Business Strategy?
Cash America Pawn (FirstCash Holdings) has a simple but effective business strategy: they lend money to customers, who then pay back that loan plus interest. The idea is to offer competitive rates in exchange for quick access to cash. This means that customers can get the money they need when they need it, without having to wait around for longer-term financing.
As well as providing short-term loans, Cash America Pawn also buys and sells used items at its pawn stores. So if you’ve ever wanted a vintage guitar or an antique pocket watch, chances are you’ll find them here! This combination of services has enabled Cash America Pawn to become one of the largest pawn chains in the United States. The company also operates in Mexico and Central America, giving customers access to a wide range of products and services.
It’s clear that Cash America Pawn has developed an effective business strategy by combining quick cash loans with the sale of used items. It’s no surprise that this strategy has been so successful for them! So if you’re ever in need of some fast cash or looking for something unique, be sure to check out Cash America Pawn.
What Are Their Core Values?
Cash America Pawn strives to provide customers with an exceptional customer experience, no matter their economic situation. The company places a high value on the trust and respect of its customers. Cash America Pawn also believes in giving back to communities by providing job opportunities and making positive contributions in neighborhoods throughout the United States and Mexico.
The company also embraces innovation when it comes to adapting its services to meet customer needs. As part of this commitment, they are always looking for new products and services that can help make life easier for their customers.
Cash America Pawn understands that everyone has different financial situations and needs, which is why they strive to provide the best service possible for all of their customers. With their focus on building relationships with customers, offering competitive rates, and embracing innovation.
What Are Pawn Loans For?
If you have never taken out a pawn loan before, you may be wondering what it is and how it works. A pawn loan is a short-term loan that is secured by an item of value, such as jewelry or electronics. This item serves as collateral for the loan, with Cash America Pawn retaining ownership until the loan is paid in full.
A pawn transaction is an agreement in which you temporarily hand over your personal belongings to a pawnshop owner in return for money. The amount of time you have to retrieve your item(s) and the interest rate are both typically determined by state law but are usually around 30 days. If you’re unable to redeem your items within that specified time frame, then you may extend the loan by paying only the accrued interest/fees due.
If you don’t pay the pawnshop for your transaction, you will lose the items that were put up as collateral.
Pawn loans are ideal for those who need access to quick cash but don’t want to wait for more traditional financing options. These loans can be used for anything from paying bills to making purchases and can typically be approved in minutes.
In case you need money or looking for a unique item, Cash America Pawn is an ideal option. With their clear business strategy and core values, they make it easy for customers to get what they need. So if you’re ever in the market for a loan or some rare finds, be sure to visit Cash America Pawn.
What Can You Sell At FirstCash?
They buy almost everything: jewelry, appliances, large electronics, small electronics, musical equipment, sporting goods, video games, tools, computers, lawn and garden stuff, movies and music, and sports memorabilia. As you can see, this list is quite extensive, which means you can find almost anything you need at Cash America Pawn.
In addition to buying items from customers, they also sell a wide variety of used items at their pawn stores. Customers can find everything from vintage furniture to jewelry and watches. So if you’re looking for something special, be sure to check out what Cash America Pawn has to offer!
Overall, it’s clear that Cash America Pawn has developed an impressive business strategy over the years. By offering quick cash loans and selling used items, they have become one of the most successful pawn chains in the United States.
Why is the pawn amount different from the selling price at a retail store? The value of your item is based on the going market rate, not the original purchase price. Their ability to sell the item also affects its value. The amount Cash America Pawn can offer for a loan or purchase is based on their assessment of the item’s current market value.
Cash America Pawn provides customers with an easy, convenient way to get fast cash. Whether you’re looking for a loan or want to buy and sell items, they have what you need at competitive prices. Make sure to check out your local Cash America Pawn store today!
Conclusion
Cash America Pawn provides quick and easy loan options for those in need of financial assistance. They also provide a wide variety of used items for sale at competitive prices.
With their emphasis on building relationships with customers, offering competitive rates, and embracing innovation, it’s no surprise that they have become one of the most successful pawn chains in the United States. So if you’re ever in the market for a loan or some rare finds, be sure to visit your local Cash America Pawn store!
The next time you are looking for quick cash or unique items, remember to check out Cash America Pawn! They offer an array of flexible services to meet your needs.
